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    Check 21 - What is it, and how does it affect me?
    Check 21 is a new law that allows credit unions & banks to ‘truncate’
    checks earlier in the check clearing process and more often. It also
    allows all U.S. financial institutions to start the process of substituting
    paper checks with electronic checks at any point during the check
    collection process. Read more...



Fake Cashier's Checks - Don't Be a Victim
Many of us have always said "Hey, it's a cashier's check, no need to worry."  
Wrong.  Cashier's checks have always been treated as if they are as good as cash,
but that's not a sure thing anymore.  Scammers are using phony cashier's checks to
take advantage of our trust.  Unfortunately, the trickster is not often caught and
individuals and businesses suffer the loss.  This means that all of us, individuals
and financial institutions, must change the way we do business with cashier's
checks. Read more...
Opportunity Act.